Cases in International Finance by Gunter Dufey ... - Rapid Bankruptcy

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Source: http://www.rapid-bankruptcy.com/cases-in-international-finance-by-gunter-dufey-ian/

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Weelicious ? ? Fast, Easy & Fresh Homemade Home Made Baby ...

Yes, you can easily buy play dough from a toy store, but why bother when you probably already have all the ingredients for a homemade natural version in your kitchen?

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Source: http://weelicious.com/2011/09/30/homemade-play-dough-program/?utm_source=rss&utm_medium=rss&utm_campaign=homemade-play-dough-program

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What Are Structured Settlements?

Structured settlements provide long term income to families or individuals who have law suits pending due to injury or illness. Instead of going to court and following through with a long, tiring court case, the victims and the parties at fault agree to a settlement amount, and the lawsuit will be dismissed. The settlement will provide security in a time of financial desperation. When these settlements are awarded it brings monetary relief and security to the injured parties. Oftentimes, after an accident, there is long-term medical care needed. Structured settlements can provide the money needed to care for a lengthy recovery. If you have been injured, and have received a settlement, the payments can go on for a number of years allowing you to plan for a better future for you and your family. All structured settlements contain a specified amount of money. This money is to be paid in either monthly, bi-yearly or yearly payments. These payments are paid to the victim from the individual, company, or corporation that is at fault. They agree to pay an amount according to the needs of the victim. There are benefits to structured settlements. One huge benefit is that structured settlements are tax free for a lifetime. These type payments are not considered gross income; therefore, they are not taxable. Regardless of your income, these personal injury, and physical sickness structured settlements do not count as taxable income, which is an extreme aid in planning and managing payments received from the structured settlements. Monetary adjustments to future needs should take priority when developing and planning structured settlements. When structured settlements are negotiated and agreed upon, the parties, especially the victims, should plan their settlements with their future financial security in mind. This helps the victims achieve future financial goals, and it gives them the restitution they deserve. If an individual is incapable of working after a trauma, this will ensure compensation and security, which is another benefit. The feeling of financial security in this economy is rare; however, the structured settlements are secure within themselves, for once they are awarded and the benefits are in place the money is a guaranteed payment, and will be there for the duration of time that was specified in the negotiations. One of the main purposes of structured settlements is to provide a stable, continuing income to someone who may not be able to work, making it possible for them to meet their financial commitments for many years to come. Depending on each particular case these payments are designed to last up to twenty or thirty years. Accident survivors have tremendous needs both medically, and financially. To survive through the aftermath of an accident there has to be enough money to pay the bills, buy food, and sustain the victims throughout the process of their recovery. Sometimes this recovery may take weeks, or recovery may take a lifetime. Whatever time it takes to recover the structured settlements will help provide tax-free relief, and will give a sense of financial security in the face of an ever-changing economy.

Tags: structured settlements, Structured Settlement, better future, long term, amount of money, Personal Injury

Source: http://www.212articles.com/what-are-structured-settlements/

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Facebook, It's Not OK to Suck ? The Business Ethics Blog

Facebook users should keep complaining, complaining bitterly, complaining in every possible forum.

Oddly, for all the controversy over Facebook implementing yet another round of changes to its layout and user experience, that controversy has almost been drowned out by arguments over whether it?s appropriate for users to complain about Facebook. Yes, the burning debate among users is over whether there should be a burning debate among users.

Much of the force of the ?stop complaining!? camp is rooted in the claim that, hey, after all, it?s a free service and no one?s forcing you to use it anyway. But contrary to what you might have heard, Facebook isn?t optional, and it isn?t free. Let me explain.

First, let?s talk price. Lots of people have already pointed out that while Facebook doesn?t charge users for an account, that doesn?t mean it?s free. The service is supported by advertising, just like TV shows have been since the days of early soap operas. So you are ?paying? to use Facebook ? you?re paying with your eyeballs. You?re paying with attention, however fleeting, to those ads along the side of the page. And ? the more worrying fact ? you?re paying with your privacy, as Facebook uses what seems to be increasingly-ornate ways to gather information about you, your preferences, and your web-surfing habits. As the saying goes, there?s no such thing as a free lunch. Facebook isn?t an exception.

Think of it this way: Facebook is like a gas-station bathroom. It might be ?free?, but that doesn?t mean that quality doesn?t matter. In both cases, the ?free? service being offered is there as an inducement. In the gas station?s case, it?s an inducement to stop there for gas (and increasingly for snacks, magazines, etc.). In Facebook?s case, being able to post stuff for ?free? for your friends to see is an inducement to look at those ads, and to share your web-surfing habits with that advertising agency. So they have reason to want you to be satisfied, and you have every right to demand excellence in return for your attention.

Second, is Facebook optional? Whether a product is optional or not matters, ethically, because when a product is truly optional, customers can simply exit the relationship, either buying the product from someone else or not buying it at all. Given the option to exit, the dispute between producer and consumer evaporates as the two simply agree to disagree and go their separate ways. (The classic source on this is Albert O. Hirschman?s book, Exit, Voice, and Loyalty.) But Facebook isn?t optional. Ok, I know. Strictly speaking yes it?s optional. But then, so is email, or having a telephone, or having a car. Optional but, for many of us, functionally essential. In this regard, Facebook is a victim of its own success. It has no real competition, and the service is one that many of us cannot simply walk away from. In essence, Facebook has gained a virtual monopoly on what has become part of our social infrastructure. Complaining about Facebook is no sillier than complaining about the state of your local roads or the consistency of your supply of electricity.

So if you don?t like Facebook?s new layout, or if you don?t like Facebook?s approach to privacy, do not hesitate to complain. You?re well within your rights. And if Facebook listens, you might just help make the on-line world a better place.

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Source: http://businessethicsblog.com/2011/09/26/facebook-its-not-ok-to-suck/

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Unsecured Loans Uk: Loans for Each and Everyone | Unsecured ...

Unsecured loans are those loans where collateral is not at all needed. Nowadays as the number of repossessions are taking location in growing numbers in UK, most of the borrowers are zeroing on unsecured loans UK, making unsecured loans immensely well-known.

Unsecured loans UK can be immediately accessed, as the approval of the loan does not take too a lot time. The principal reason to avail unsecured loans is that you are not needed to location collateral. The reality that there is no need to evaluate the collateral, makes the loan approved immediately. If you are a tenant living in UK, then an unsecured loan UK is the finest way to manage your finances.

Unsecured loans UK can be employed for a variety of purposes. The loans can be a personal loan, residence loan, residence improvement loan or debt consolidation loan. Just in case, if you need little amount of finance, then unsecured loans UK is the most suitable way.

Before approving unsecured loans UK, the lender typically checks the borrower?s credentials. The basic criteria are that the borrower must have a regular source of income. Besides your credit score also plays an essential role. The amount of loan you get from unsecured loans UK is normally ?1000 to ?25000. The duration of repayment is usually short term. The period of repayment for unsecured loans UK is 6 months to10 years.

However, you really should bear in mind that unsecured loans UK are offered to you with a comparatively high rate of interest. The reason for the high rate of interest is due to the fact the lender is taking a lot more risk to provide you the loan, and he does not have anything to fall upon.

Unsecured loans UK are not at all collateral based. The features that come along with the loan make it the most preferred option for the borrowers who do not want to place any collateral. The instant availability and quick approval is one of the elements contributing to the rise in the popularity of unsecured loans UK.

Summary: unsecured loans UK can be availed by without placing any collateral. The loan is increasingly becoming common as the number of repossessions of the collateral has increased by manifolds in UK. The loan is immediately approved as the requirement for the evaluation of the collateral is not needed.

Source: http://www.mmag.org/unsecured-loans-uk-loans-for-each-and-everyone.htm

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Official: Wallenberg possibly outlived death date (AP)

MOSCOW ? Raoul Wallenberg, who saved tens of thousands of Hungarian Jews before vanishing into Soviet captivity, may have been alive after the official 1947 date of his death ? but only for a few days, says the chief archivist of Russia's counterintelligence service.

The disappearance of the 32-year-old Swedish diplomat is an abiding mystery of World War II. His defiance of the Nazis is commemorated worldwide in statues, in streets named for him and in postage stamps bearing his likeness, and to this day inspires scholarly articles, popular books and Hollywood movies.

It also has been a perpetual embarrassment for Moscow, which has failed to dislodge a stubborn belief, supported by credible if unsubstantiated evidence, that Wallenberg lived like a ghost in the Soviet gulag for up to four decades after his alleged death.

In a rare hourlong interview with The Associated Press, Lt. Gen. Vasily Khristoforov acknowledged that the Soviet version of Wallenberg's death of a heart attack could have been fabricated and that his captors may have "helped him die." He sought to counter accusations that his agency was hiding the truth, but his account and comments from independent researchers only underscored the possibility that the Wallenberg riddle will never be fully laid to rest.

Although he stopped short of discarding the official Soviet version of Wallenberg's death, his remarks ? coming from a custodian of the country's most closely guarded intelligence secrets ? represent a crack in the wall of official Russian reticence about Wallenberg. And while he didn't cite any new evidence, the general said that his statements were based on his knowledge of materials related to the fate of numerous other victims of repression.

Khristoforov denied that the Russian Federal Security Service ? the successor to the KGB ? is withholding any information on Wallenberg, and said that all documentary evidence on the Swede likely was methodically destroyed in the 1950s to cover up his fate. Still, he said, his department was continuing to search the archives for clues.

He discounted numerous accounts by former prisoners who claimed to have seen Wallenberg, or someone who might have been him, in prison or in labor camps after his purported death. Independent researchers cite compelling reports of "sightings" of Wallenberg, identified by another name or only a number, as late as the 1980s.

"I consider all that to be a product of these people's imagination," the general said, insisting he was "100 percent certain ... that Wallenberg never was in any other prison, either under his name or an alias."

Khristoforov spoke in response to allegations by two researchers last month that the Russian archives still conceal information on Wallenberg or people who came into contact with him. The accusations came after Moscow released new material about a German officer, Willy Roedel, who shared a prison cell with Wallenberg, although it was unrelated to the Swede himself.

"It's naive to accuse us of concealing the existence of the interrogation protocols. There is a mix-up of things here," he said. "There is no mention, not even a hint at Wallenberg in Roedel's materials."

He said the archives had kept some pages from Roedel's newly released file classified for other reasons which he did not reveal.

Khristoforov confirmed a report published last year by Wallenberg researchers Susanne Berger and Vadim Birstein, who cited his agency as saying that the mysterious Prisoner No. 7, who was interrogated in Lubyanka, the prison of the Soviet secret police in Moscow, on July 23, 1947 could have been Wallenberg. The official version of Wallenberg's death, given 10 years later, was that he died of a heart attack on July 17, 1947.

Khristoforov said he was "more than convinced that if he outlived the official date of his death, it could only have been by a few days."

While not ruling out the Soviet official version of Wallenberg's death of a heart attack, he said that "the second version is that they could have helped him die."

The heart attack version has already been undermined by Alexander Yakovlev, one-time chairman of a presidential panel investigating the fate of repression victims, who in 2000 said he was told by a former KGB chief that Wallenberg was killed at Lubyanka. That year, Russia conceded that the Soviet authorities wrongfully persecuted Wallenberg and posthumously rehabilitated him as a victim of political repression.

Khristoforov said it was highly unlikely that he would have been held in another prison because "it would have been impossible to keep that secret for long, even under an alias or a number."

Berger, a German, and Birstein, a Russian, served on the Swedish-Russian Working Group that investigated the case from 1991 to 2001.

In an email to AP, Berger said she remained unconvinced that all available evidence has been disclosed, citing the Russians' history of "incremental revelations" of material that they previously had denied existed. She said that if the Russians had provided full access to the Roedel file, for example, enough "secondary information" might be discerned by trained researchers to shed new light on the case.

"With no unambiguous proof that Wallenberg died on July 17, 1947, and only circumstantial evidence that he may have died some time later, and numerous unresolved witness testimonies stating that Wallenberg was alive in later years, how can Mr. Khristoforov exclude the possibility that Wallenberg did not survive as a secret inmate?" asked Berger.

Susan Mesinai, an American researcher who scoured prison archives for three years in the 1990s with Russian cooperation, said Khristoforov's conclusions were based on analogies, coincidences and intuition against "decades of state-of-the-art scientific and historical research."

As Sweden's envoy in Budapest from July 1944, Wallenberg saved 20,000 Jews by giving them Swedish travel documents or moving them to safe houses, and dissuaded German officers from massacring the 70,000 inhabitants of the city's ghetto.

he was arrested in January, 1945. While the Soviets never gave a reason, Khristoforov, who considers Wallenberg a hero, shares the widely held belief that they suspected he was a spy.

In fact, Wallenberg had been recruited by a U.S. intelligence agent, with Swedish government approval, on behalf the War Refugee Board created by President Franklin D. Roosevelt. But he is not known to have been engaged in intelligence-gathering.

Some historians say Soviet dictator Josef Stalin may have hoped to exchange Wallenberg for Soviet defectors who fled to Sweden, or use him as a bargaining chip in relations with Sweden or other Western nations, but then changed his mind for unknown reasons.

___

Arthur Max reported from Amsterdam.

___

Online:

http://www.raoulwallenberg.net/

http://www.raoulsfate.org/index.htm

Source: http://us.rd.yahoo.com/dailynews/rss/europe/*http%3A//news.yahoo.com/s/ap/20110926/ap_on_re_eu/eu_russia_wallenberg_mystery

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Team D and Team Kaboom share Bowling title! | Xoso Sport and ...

In a first for Xoso bowling, Team D and Team Kaboom tied this season and shared the championship! Congratulations to both teams on winning the title!

The top male bowler this season was Duy Huynh, and the top female award went to Erin Lee.
Team KaboomTeam Kaboom
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Next season we will be moving to Land Park Lanes, on Tuesday nights. Check out all the perks you'll get there!

Bowling Info

Source: http://www.xososports.com/bowling/bowling-champions/team-d-team-kaboom-share-bowling-title

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Deluxe Power Grip bulks up your 3DS with extended battery life, charges over USB

The Nyko Power Pak+ does an admirable job of keeping Nintendo's 3DS out of the red, but what if you want an extended battery that won't fit in your pocket? Look no further than CTA Digital's Deluxe Power Grip, the 3DS cradle that doubles your console's bulk to match its newly extended battery life. The grip's form mimics that of an Xbox 360 controller, replete with a 2600mAh battery pack and a game-card storing kickstand. The peripheral's grips seem to lend better access to the handheld's awkwardly positioned D-pad, but its real triumph comes in the option to charge the unit via USB; folks looking for a standardized charging solution can kick Nintendo's official AC adapter to the curb. Comfy grips and USB compatibility will set you back about $30. Not convinced? Barrel roll past the break for the official PR and a cheesy overview video.

Continue reading Deluxe Power Grip bulks up your 3DS with extended battery life, charges over USB

Deluxe Power Grip bulks up your 3DS with extended battery life, charges over USB originally appeared on Engadget on Mon, 26 Sep 2011 08:42:00 EDT. Please see our terms for use of feeds.

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Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/9Kl2gzuV1aQ/

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Business Management Internships Combining Knowledge and ...

September 25th, 2011 Filed under: Business Management Careers ? Business Management Author

Colleges and universities tell you there is nothing more valuable than education. ?Knowledge is power,? they all repeat over and over. However, employers often say that experience is the key to being hired. Combining the two can be a powerful way to leverage your application for employment to gain attention over the thousands of others that pass through the human resources department of your desired workplace. Finding an entry level position with a company that has room for growth is one option to gain experience. Another is to look for companies that offer business management internships.

For the education portion there are a few options. One is to go the traditional route of university or college degree program. Another is to take a specialized business management training course leading to a certification credential. Pairing business management internships or entry level positions with educational experiences is an extremely effective preparation for a career. The obvious benefit to an entry level job in a company is a salary. However, an internship is better in some ways, as well. For instance, people who hire and work with interns know they are there not only to fill a position but also to learn. They are, therefore more likely to be helpful and give advice.

University or college degree programs are very thorough, but studies have shown that employers and alumni say that only twenty percent of these university or college degree programs are made up of the important business leadership skills. The other eighty percent is theory and extraneous information not completely necessary for success. While university programs can take years to complete and cost thousands of dollars, business management training courses can be completed in six to twelve months and can cost under a thousand dollars. With an online format, they are highly flexible and very compatible with business management internships and entry level jobs.

Experienced, successful business leaders lead some of these courses. Great trainers have experience in multiple areas and international business. The curriculum should be heavily focused on material that is practically applicable, even beneficial when taken concurrently with business management internships or entry level jobs. The best programs result in a business management specialist certification. This credential can be added to resumes and business cards. Some even provide alumni resources after completion of the course. With this specialized training and experience approach, applicants can make their files stand out among the others wanting the job opening.

Source: http://www.businessmanagementlife.com/business-management-careers/business-management-internships-combining-knowledge-and-education-for-success/

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Health and Fitness ? Is Bodytalk Therapy Safe? ? Health and Fitness

Massage therapies of all types do include risks and dangers along with the benefits and magnificent effects to the physical and mental health of an individual undergoing its therapy session. However, there are some types of therapeutic massage that are totally safe due to the impressive techniques used for the addressing and treatment of various diseases and medical conditions.

Bodywork therapy is the type of massage therapy that is completely safe and applicable to any person who would want to experience a mind-body complex healing. Aside from being a safe type of therapy, it is also non-invasive and relaxing to the client. The treatment causes muscles to relax and release tension as well as create a good mood during the massage therapy session.

The therapy was developed by Dr. John Veltheim along with a former student named Dr. Tracy Livingstone?s ideas on how the body and mind works together to solve problems in our physical health. They developed techniques which were soon refined and modified by Dr. Veltheim in order to become more ideal to the treatment of various conditions without risking the health of the client at the same time. They created the therapy out of the combination of meditation, muscle testing, and the use of pressure points.

Today, almost anyone can experience the wonderful effects of the therapy to the mind and body without worrying about the risks and dangers it would also bring to the client. The therapy is quite safe for seniors and pregnant women as well due to the proven facts that the methods used are not capable of triggering other problems or that they can cause contraindications to the treatment.

Unlike other forms of bodyworks, manipulation is not needed with Bodytalk therapy as a simple tapping with the hands on the pressure points or key areas of the body is all that?s required to create healing and rejuvenation to the whole body. Most of the session is done with muscle testing for determining the health priorities and progress of the client?s condition. The light tapping on the body also improves the state of the physical body in that it sends good signals to the brain which triggers the body?s own healing system which is much better than forcing it to treat its condition.

The process also redirects and rebalances the body?s energy which is believed to be the key in attaining overall wellness. Tapping each part or area of the body does specific benefits and effects that contributes greatly to the improvement of the condition and thus completes a healthy and successful therapy session. The therapy impressively heals ailments including sports and other injuries, allergies, infections, indigestion, and emotional conditions such as fear, aggression, and depression without the use of manual manipulation.

Aside from being quite safe, the therapy also boasts its effectiveness in dealing with all sorts of health issues. Proof to this is the fact that it does have limited sessions unlike other therapies where you will never stop on coming back for the therapy in order to relieve yourself from the pain or condition you are suffering in.

I write for TIR Massage Stone about performing?hot stone massage?and about obtaining a proper?hot stone massage?kit.

Source: http://medicaltips.biz/2011/09/22/is-bodytalk-therapy-safe/

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