Russ Gerber: Health and Health Care in an Angie's List World

A lot of sectors are struggling in today's economy. Personal experience isn't one of them. Personal experience is soaring in value thanks to our technical ability to access and share information. Personal health and health care experiences are no exception.

A study from the Pew Research Center found that 80 percent of Internet users look online for health information -- accessing and exchanging information on everything from symptoms and treatments to experiences with doctors and hospitals.

Researchers call this peer-to-peer health care. According to associate director Susannah Fox:

"The Pew Internet Project's consistent finding -- in politics, commerce, health care and other sectors -- is that the Internet provides people access not only to information, but also to other people who share their interests."

The bigger story here is this: We're talking about influential information. What's being exchanged is everything from simple advice, to strong warnings, to positive encouragement, to fresh approaches and insightful perspectives -- all from the online social sphere. These now play an active role in what used to be the exclusive information domain of medical professionals.

Peer-to-peer health care is a domain-changer.

Health professionals still hold the top spot as the go-to source for health information for most people. But no one should dismiss as insignificant the level of influence now wielded by ordinary people armed with smartphones and iPads who track and share their personal health experiences online. Even Angie's List is in on the action.

While this tells us how people are amassing health information, let's not forget that this information is being interpreted as well as accessed. We each get inspired or upset, feel empowered or helpless, by what our minds latch on to in the social marketplace. And as we know, what we think and feel directly affects our health as well as our behavior.

In the interest of healthy living in a digital age, it makes sense before launching the browser or checking email that we first check our intuition and be aware of what it's conveying. We can't afford to be online and on auto-pilot. Some would call that being hypnotized. We need to be alert, discerning thinkers when it comes to managing our way in the digital world.

Practicing discernment should be taken seriously, because the quality of life depends on the quality of consciousness. Filling our minds with information that causes us to worry, to dread worst-case scenarios, to feel helpless or even angry works against health. On the other hand, thoughts that produce peace, inspiration and compassion have an uplifting, positive effect on us. They can promote and even help restore health and are a fairly common experience to those who regularly pray and who believe there's a spiritual source of health and happiness.

Advances in technology are making peer-to-peer health care the new normal. Text by text, conversation by conversation, we're uncovering what people have learned from personal experience promotes healthy living. This is good information to have. When this is coupled with advancement in our ability to discern the difference between truly healthy information and unhealthy information -- welcoming the one and filtering out the other -- we will not only think better but be healthier.

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Follow Russ Gerber on Twitter: www.twitter.com/@russgerber

Source: http://www.huffingtonpost.com/russ-gerber/peer-to-peer-health-care_b_991352.html

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Grand jury indicts 55 for $250 million in tax scams (Reuters)

(Reuters) ? A grand jury has indicted 55 people for participating in scams that tried to bilk the government out of more than $250 million in undeserved tax refunds, prosecutors in California said on Monday.

Thirty-two indictments were returned by the grand jury accusing the people of various schemes to obtain the refunds. Millions of dollars were paid out, including a check worth almost $1.2 million, the prosecutors said.

The owners of one California company were accused of making presentations that claimed customers could get tax refunds from a "secret government account" after making payments to the company and agreeing to pay a percentage of any refunds they received, the prosecutors said.

More than 400 false tax returns were filed with the IRS as a result of the scheme allegedly run by a firm called Old Quest Foundation Inc. and another 35 were filed in a scheme allegedly run by another group, De la Fuente and Ramirez and Associates.

Source: http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/nm/20111003/us_nm/us_crime_tax

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Melbourne SEO Services Online Business Plan Outline | Vince Ong

2? 10 2011

http://www.crusherworkshop.com

In this clip, Melbourne entrepreneur and interenet marketer, David Jenyns explains some of the components of his own online business plan. These include aiming for high calibre clients, allowing for cash flow generation, and then later on shifting to the product creation and marketing business model.

Want more insights into selling information products? Get the full Competition Crusher Workshop at http://www.crusherworkshop.com

Duration : 0:5:0


Technorati Tags: business plan, business plan outline, business plan sample, online business plan


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Source: http://vinceong.com/internet-marketing/melbourne-seo-services-online-business-plan-outline

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Our Layman's Pointers to a Debt Management Plan ? Every Article ...

The trouble with high finance is that it hides its secrets in obscure and confusing language, often making simple matters unnecessarily complex. This is an attempt to keep everything about a Debt Management Plan, short, sweet and simple. You may not like all aspects of Debt Management Plans but given that in the UK and Ireland it is the process which is probably most widely used by ordinary people who are struggling to pay their debts as they fall due, it is worth while getting to know its ins and outs.

Debt Management is a simple way of reducing and clearing all your outstanding personal debts without obtaining any more credit than you currently have. You can prepare a Debt Management Plan yourself or you can use the services of a Debt Management Company to help you. If you do it yourself, you will be contacting and dealing with all of your creditors and you will be asking them to accept lower repayments on each of your accounts than you had originally agreed with them. You will be asking them to drop any charges for late payments and to freeze interest on your accounts. You will try to treat all of your creditors fairly and in the same way in your negotiations with them. Alternatively, you can engage a Debt Management Company to do all this negotiation on your behalf.

The nice thing about Debt Management is that it is an simple and accommodating arrangement which is created to satisfy your circumstances and requirements and the installments you make are tailor made according to what you can realistically afford to pay. What you pay each and every month, ordinarily by standing order, hinges on your income, your expenses and your own situation and is calculated to suit your special requirements as well as those of your spouse and children and dependents. While you needn?t be have a job to enter into a Debt Management Plan, you do need to have a source of earnings that is greater than the amount you require for your personal cost of living. In a Debt Management Plan you do not have to release equity from your house, if you do not want to do so, of course. At some point, you will settle all your obligations. Besides that, banks and any other lenders you may have generally favor a Debt Management Plan to any of the other more formal systems for fixing the financial problems of their individual customers. Moreover, the facts of your Debt Management Plan won?t be placed onto the Insolvency Register as happens should you become bankrupt or enter into an Individual Voluntary Arrangement. Indeed, if you are very discreet, you can hide the fact that you are in a Debt Management Plan from your employer, your neighbours and your friends and though it is likely to be challenging for you, you may even be able to keep family members such as your spouse, partner or children from finding out about it.

Needless to say, there are drawbacks as well to a Debt Management Plan, the biggest of which is in all probability the length of time it could take you to complete your Debt Management Plan. It might take ten years to do so however at the end of the day, all your debts will be cleared. The next most severe problem with finding yourself in a Debt Management Plan is that it will damage your credit rating, even though it might already be impacted when you already have arrears or a track record of skipped payments or late payments on any of your accounts. Once you or your Debt Management Company works out a deal and agrees decreased regular monthly repayments with your creditors, this in essence means that you will no longer be making the payments you initially agreed. It is highly probable that a report of this hard truth will be made on your private credit file and these reports are keptby the credit reference agencies which hold on to such files for six years.

You should be aware that a Debt Management Plan does not cover all of your debts. There are certain debts which must be repaid in full as and when they fall due. These are your secured debts such as your mortgage, if you have one or your car HP if it applies to you. These ?must pay? debts are sometimes called priority debts. Certain other debts such as rent and council tax must also be treated as priority debts. Definitely covered by your Debt Management Plan are all of your unsecured debts such as your personal loans, your credit cards and store cards any bank overdrafts you may have. These are the debts where you, or your Debt Management Company, hope to negotiate reduced payments, elimination of charges and freezing of interest with your creditors. There is no guarantee that all of your creditors will agree to accept reduced payments or freeze interest and charges and there is no guarantee that any existing or threatened proceeding will be suspended or withdrawn. Indeed, any debt collection costs incurred by your creditors will normally be added to your debt. Nevertheless, the reputable Debt Management Company will have an excellent track record in negotiating with creditors in regard to all of these matters, in getting your offer of repayment accepted, and in keeping you informed of progress.

If you opt to put in place and manage your Debt Management Plan yourself, you can hold costs to a minimum but don?t underestimate the costs of negotiation and correspondence by phone and by mail or indeed of your own time. The fees of Debt Management Companies vary from one to another. Most of them impose a set up fee equivalent to the debtor?s first monthly payment into the Debt Management Plan. As a result creditors receive nothing for the first month. Thereafter, charges are generally a set fraction of the monthly payment made by the debtor. The average monthly fee is 15% with a minimum of about 25 and a maximum of around 100.

A Debt Management Plan will not suit everybody particularly if you are insolvent or likely to become insolvent in the foreseeable future and before opting for a Debt Management Plan, you should be aware of the many alternative courses of action available to people who may be in financial difficulty. The most common alternatives are Bankruptcy, Individual Voluntary Arrangement, Debt Relief Order, Debt Consolidation, Asset Sale & Debt Settlement and Property Remortgage & Debt Settlement. It may even be that financial assistance can be obtained from family or friends on a formal or informal basis.

Looking for reliable ivaadvice? Get exclusive inside info on how and where to find the best now in our complete guide to everything you need to know about Debt problems.

Related posts:

  1. Clearing Debts By using a Debt Management Plan
  2. What is A Specialized Debt Management Program
  3. Many Benefits You Can Have From Debt Management Programs
  4. Debt Consolidation or Debt Management?
  5. The Advantages Of Using A Debt Management Service

Source: http://financecalifornias.com/6760/our-laymans-pointers-to-a-debt-management-plan/

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The pleasure of Biking

by Mark on Monday, October 3rd, 2011 | Comments Off

Golf of biking regarded as best active sports fit everything in many different fitness reasons and based upon what variety of biking you take part in, it is often also another stylish lots of fun and likewise keeping you fit having said that.

People are usually unaware of how may muscles you choose when riding a mountain bike, and also just how quickly you can burn fat off tying shoes as it can be an incredibly great work out for ones body.

It is preferable riding cross-country along variations of trails, tying shoes can certainly be a task. Discovered riding above a vast distance around hills, along slippery single trail it is often very exhausting to the legs therfore the lumbar region.

For you personally just starting to ride bikes at last, don?t just jump on the bike a go to the 20 mile ride as it can are you going to more damage than good. A great way to this is certainly recommended is to always do short rides hues, textures, maybe only a couple of miles which could take no time rrn any respect using bike to gain your fitness training as much scratch before showing up in the ride a bike.

MTB Fitness Training

Plenty major athletes inside sport will show you that mountain bike training is vastly important and you ought to get involved in mountain bike fitness training when ever the steps needed arises. Materializing those short rides may benefit you hugely and could prevent you from injuring yourself.

Features of your entire body intended to make the most of training are your legs. Your legs will be the first involved in your entire body specific that will get tired within weeks. Stocking up on your quads either at the gym or one the bike may also help maximize your personal and bike fitness quickly.

The larger you train appropriate your pace plus your stamina will improve. Once each have improved begin to take longer and better rides than will revitalize your fitness.

One of the leading fantastic riding a mountain bike more often is the it is possible to ride your bike you choose any one of largest muscles that will burn up fat quickly. The down side as well as assist experience weightloss therfore the more you ride you bike better weight you?re lose.

As you ride your bike on flat ground with only a slower speed yourrrre burning enough calories on the grounds that you are eager to continue that pedaling motion for an extended interval. Redecorating great for consumers not have the stamina to the highly intensive ride at different speeds and climbs etc. Low intensity workouts also don?t include much of the extra muscle either fatty foods . weight will always be off.

To sum up having a mountain bike to maintain yourself fit no matter your style of riding carpeting procedure to get healthy, and training also will remain a stride previous to your game.

Don?t forgot small amount of help don?t ride cross-country and so are nearly as happy on the local skate park yourrrre good of your bike perhaps the throughout the day that?s the only goal.

We hope we?ve found this Mountain biking sports recreation article useful. Customer kinds of of riding than big event first thought. So when your choice of bike take the time to decide on the bike suited for you.

Source: http://www.plannineprint.com/the-pleasure-of-biking

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SELF IMPROVEMENT AND Good results | Financial Freedom Online

SELF IMPROVEMENT AND Good results

Article by Lisa Anne Diterleacher

I keep in mind watching Patch Adams ? its my favorite movie, truly. Its one great film which will enable you to enhance yourself. Hunter ?patch? Adams is a medical student who failed to create it via the board exams. Soon after months of suffering in melancholy, depression and suicidal attempts ? he decided to seek for medical attention and voluntarily admitted himself in a psychiatric ward. His months of remain in the hospital led him to meeting distinctive kinds of individuals. Sick persons in that matter. He met a catatonic, a mentally retarded, a schizophrenic and so on. Patch found methods of treating his own ailment and finally realized he has to get back on track. He woke up one morning realizing that right after all the failure and pains he has gone by way of, he still desire to develop into the a physician. He carries with himself a positive attitude that brought him self improvement and achievement. He didn?t only improved himself, but also the life of the folks about him along with the excellent of life. Did he succeed? Needless to say, he became the best damn doctor his country has ever recognized.

So, when does self improvement develop into synonymous with success? Exactly where do we start? Take these strategies, pals?*Stop thinking and feeling as in the event you?re a failure, due to the fact you?re not. How can other people accept you should you can?t accept YOU?

*When you see hunks and models on Television, think more on self improvement, not self pitying. Self acceptance is not just about getting nice slender legs, or great abs. Concentrate on inner beauty.

*When folks feel so down and low about themselves, aid them move up. Don?t go down with them. They?ll pull you down further and both of you can end up feeling inferior.

*The world is often a huge room for lessons, not mistakes. Don?t really feel stupid and doomed forever just since you failed on a science quiz. There?s often a subsequent time. Make rooms for self improvement.

*Take items one at a time. You don?t anticipate black sheep?s to be goody-two-shoes in just a snap of a finger. Self improvement is really an one day at a time procedure.

*Self improvement results to inner stability, personality development and dig this ?. Achievement. It comes from self confidence, self appreciation and self esteem.

* Set meaningful and achievable objectives. Self improvement doesn?t turn you to be the exact replica of Cameron Diaz or Ralph Fiennes. It hopes and aims to result to an improved and far better YOU.

*Little things mean Large to other people today. Occasionally, we don?t recognize that the little items that we do like a pat on the back, saying ?hi? or ?hello?, greeting an individual ?good day? or telling Mr. Smith some thing like ?hey, I love your tie!? are very simple items that mean so much to other folks. When we?re becoming appreciative about beautiful items around us along with other folks, we also develop into attractive to them.

*When you?re willing to accept alter and go by way of the process of self improvement, it doesn?t mean that everyone else is. The world is actually a location exactly where people today of distinctive values and attitude hang out. At times, even should you believe you and your greatest friend often like to do the identical factor together in the identical time, she would most likely decline an invitation for self improvement.

We really should often remember that there?s no such factor as ?over night achievement?. Its always a superb feeling to hold on towards the things that you simply already have now, realizing that those are just among the items you as soon as wished for. A really good quote says that ?When the student is ready, the teacher will appear.? We are all here to find out our lessons. Our parents, school teachers, friends, colleagues, officemates, neighbors? they?re our teachers. When we open our doors for self improvement, we improve our probabilities to head to the road of good results.



About the Author

Lisa Anne Diterleacher is an experienced fanatic of the boating industry. She likes to be outdoors any opportunity she gets. Check out her site boataccessoriesstore.com to see all of her boat tubes for sale

Source: http://winsonngblog.com/self-improvement-and-good-results/

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Wrestling With Immigration, 'Lucha Libre USA' Embraces ...

John Stagikas isn’t a xenophobe, but he plays one on TV. In real life, he’s a former real estate agent and dog trainer from Massachusetts. But unlike most actors, Stagikas can’t say who he actually is. That’s because, these days he is playing RJ Brewer ? the antagonist in a Mexican wrestling series on MTV 2 called Lucha Libre USA.

Stagikas, like many professional wrestlers, must play by the industry rules of ?kayfabe,? which say that stars cannot break character when off-camera or outside of the ring. So when Stagikas sat down with HuffPost LatinoVoices for an interview earlier this week, he arrived as his character RJ Brewer, the son of Governor Jan Brewer of Arizona. Throughout the interview RJ Brewer touted the strengths of his ?mother’s? controversial immigration enforcement law, SB1070, and made clear his disdain for the other Mexican wrestlers in his own wrestling troupe. Unmasking fellow wrestlers, ending all lucha libre-style wrestling, and deporting those who “cheated and lied their way in to get here,” are Brewer’s primary goals in the show.

?There’s no room for guys hiding behind masks in wrestling. I mean, clearly they’re hiding something,? Brewer insisted.

When asked about the irony of an anti-immigrant character wrestling in a Mexican-style company, Brewer said, “Even though it kills me to enter the world of lucha libre, I have to enter it, and I have to change things, and hopefully when its said and done, it won’t be lucha libre anymore.”

“Duty calls, and as an American citizen, I just have to go and finish my mother’s work,” he added.

SEE THE PHOTOS:

?Lucha Libre USA?, the first English language ?lucha-style? pro-wrestling show in the US, has a mostly Latino audience. Creators say that lucha libre is the second most popular sport in Mexico, after soccer. Because of its popularity, they manage to sell out a 3,000 seat arena for every taping of the show. CEO Steven Ship and Creative Director Alex Abrahantes wrote Brewer’s villainous character because, they said, they believed it would resonate with the audience.

“I think any time you see something that’s happening in the real world and then you mix it with what we’re doing ? it’s gonna make people wanna watch. Whether we’re parodying something, or whether we’re mirroring something, it’s something that’s interesting to people right now,” said Abrahantes.

For Ship, the story lines are also a way to bring humor to a serious issue. “The majority of the media treats it in a very serious manner ? but there’s no reason it can’t also be sort of highlighted in a satirical manner at the same time,” he said.

Both men believe story arcs that are inspired by the political climate make for more exciting matches and better ratings. Abrahantes, however, learned this lesson the hard way when he himself was a pro-wrestler and was cast as an Iranian.

“I really do empathize with RJ and the reaction you get from people,? Abrahantes said. ?You know, part of your job as a sports entertainer is to strike those chords with people, and if you can do that, then you’re doing your job.”

However, sometimes striking chords with people can dangerous, warned the show’s CEO.

“Fans line up and get to meet with all the wrestlers after shows, but RJ doesn’t partake in that, for his own security reasons,? Ship said. ?When he walks on stage he gets a legitimate negative reaction, because they understand what he’s about, they understand who he is, and they don’t like him. So we have to be careful about where we take him, because of the reaction he provokes in people.”

Polarizing story lines are nothing new to the world of pro-wrestling, but other aspects of Lucha Libre USA are certainly novel for American audiences. The show markets itself as “not your grandparent’s pro-wrestling”, because, creators say, it stays true to Mexican lucha-style fighting. Unlike American pro-wrestling, Lucha Libre USA features masked wrestlers, male wrestlers in drag called ?Exóticos,? female wrestlers called ?Chica Stars,? and ?Mini Estrellas,? who are often “mini” versions of other wrestlers.

And the “Mini Estrellas,” explains Abrahantes, are really what sets Lucha Libre USA apart.

“Our ‘minis’ are super high flying and athletic. A ‘mini’ match here in the U.S. ? it’s nowhere near as competitive. It’s a comedic guest bit, for American wrestling. But, in Mexico it’s a huge honor to have a ‘mini’ named after you, so we have some of the most famous minis anywhere because of that. Such as Mini Heart, Octagoncito, Mascarita Dorada and Pequeño Halloween.”

Pequeño Halloween, a “mini” wrestler who wears jack-o’-lantern makeup to each match, “is a fan favorite,” according to Abrahantes.

The creators believe that the show thrives on having fan favorites, like Pequeño Halloween, who are called “técnicos,” and characters that are easy to hate, known as “rudos.” RJ Brewer is definitely a “rudo,” said Ship.

“I only drink American beer. None of that imported crap, only domestic,” Brewer asserted in our interview. This, he said, is because he’s a patriot, and America is the only country for him.

I asked why then was he wearing a T-shirt full of Greek writing, and if it had anything to do with a certain man named John from Massachusetts with a Greek surname ? the same one who used to be real estate agent and a dog trainer.

He laughed, and true to “kayfabe” form told me not to get carried away. His shirt belongs to a good friend he insisted. His ?friend? has parents who are immigrants from Greece, he said.

The second season of Lucha Libre USA will premiere on MTV2 on October 1 at 10 p.m. EST.

WATCH:

Sports on HuffingtonPost.com

Source: http://www.daily-play.com/wrestling-with-immigration-lucha-libre-usa-embraces-controversy/

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Grace Speaks Out through Wood Flooring NY | Free Articles

Wood flooring NY is the symbol of grace and long life, which is characterized by its shine and sturdiness. They are simply authentic piece of interior decorating material that looks marvelous with every touch. Also, with so many available patterns in the market, this form of flooring material is really among the preferred lists of many people willing to have something royal in their home or office space. One of the most preferred forms of wood flooring NY are Brazilian Cherry and Mango Wood. Both of them have their own style and significance that enables them to create an aura, when they are used to decorate the homes and commercial spaces. After all, something exotic and durable is always preferred for a long stay and not applying some flooring material that may get ward off quickly.

Mango wood flooring NY can be located in most tropic and subtropical areas, like India, Southeast Asia, and Africa. In fact, Mango Wood can also be checked out in Hawaii and Florida. The advantage of this wood is that the color can range from light golden blond to a deep, dark brown. With the numerous varieties of mango wood, you will have diverse grains: from a fiddle-back grain to an uneven grain and also curly grain, it will be sure to hold your attention. After the wood is desiccated, you will get a patterned effect with the color that will make each floor inimitable. All mango wood is a kind of soft hardwood, which would like you to avoid using it in excessive crowdy areas. It may be best apposite to rooms where people may not come regularly, like a den, dining room, or guest room. It is also an intense wood with a slightly coarse texture, and oftenly contain varied color patterns. After kiln-drying, this wood flooring NY is often treated and preserved before it is used commercially to guard it from bacterial attacks. It is also water resistant, but in locations with tremendous cold or dry heat, it may necessitate infrequent oil polishing to reseal the wood.

Another form of wood flooring NY that is on high demand rates is Brazilian Cherry. This wood, apart from growing in Brazil, is also available in Suriname, Venezuela, Mexico, Guatemala, Peru, Bolivia, Nicaragua, and the Caribbean. When Brazilian Cherry wood is first pulverized, you will see a tan or salmon color with black striping. As the wood grows in age, you will be able to locate the deep red color it is accepted globally for. If you wish for the red color as your end result, be certain to use an oil-based finish, as a water-based finish might hamper the color process. It is the most greatly imported species of wood, most likely because of its rich color and capability to endure heavy use. When choosing a Brazilian Cherry wood for your home or office, be careful to look for silica or white spots on your wood as a art of excellent form of wood flooring NY.

Wood flooring NY is the most exotic and durable piece of furniture material that makes the things look marvelous.

About the Author:

The author of this article is the master of flooring designs. He loves designing house interiors and different floorings. He has been involved with various groups of advertising people to get different ideas of on sets of Home flooring and basically Hardwood floors NY. For more: http://www.floorexpo.com

Source: http://www.submittedby.com/home-family/home-improvement/grace-speaks-out-through-wood-flooring-ny/

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Cases in International Finance by Gunter Dufey ... - Rapid Bankruptcy

Cases in International Finance by Gunter Dufey, Ian ? BUDGET CREATOR - Control Your Finances SEALED BOX New
Master Your Finances
Chevrolet : Silverado 1500 LS EXT CAB 4 09 K1500 EXT CAB 4X4...TradeIn.........WE FINANCE!!!!

? Industrial Property Private Mortgage Loan Financing Video 3. Technology and Invention in Finance ?

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Source: http://www.rapid-bankruptcy.com/cases-in-international-finance-by-gunter-dufey-ian/

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